Best Home Loan Agents in Vadodara
Call us at 9900325870 or use the online booking form to reach out to us.
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Fast Home Loan Approvals in Vadodara
We have helped over 400 families to avail Home Loans in Vadodara.
Work at a private firm or run you own business?
We know what it takes to get your home loan processed at the earliest.
What Areas Do Your Home Loan Agents Cover in Vadodara?
Out Home Loan Agents service all location in Vadodara. Some of the major areas are mentioned below:
p.s. – It is not possible to mention each and every area. So if you are from Vadodara, just give us a call and we would be happy to help you with your loan requirements.
FAQ
Documents required for Home Loan in Vadodara
Below are the minimum documents required. More documents may be required to case to case basis.
- Loan application form – Duly Filled
- 3 photographs passport sized.
- Identify & Residence Proof like – KYC documents: Driving license, PAN card, Passport, voter ID, KYC documents etc.
- Bank Account Statement/Passbook for last 6 months.
- Property detailed documents
- Salary Certificate (original) from employer. (For salaried individuals)
- Form 16/IT Returns for the past 2 financial years. (For salaried individuals)
- IT Returns/Assessment Orders copies of the last 3 years. (self – employed professionals)
- Proof of own contribution
Home Loan Interest Rates in Vadodara
Home Loan Interests in Vadodara start from 9.0% for salaried individual. However there are multiple factors that impact the interest rate offered to you by Banks. They being:
- Your Credit History and Rating
- The tenure of your loan. A 30 year loan and a 15 loan will be officered at a different interest rate
- Nature of income. Salaried individuals are generally offered a better interest rate. Your work experience the company that you work at can also influence the interest rate offers.
- Loan applicants availing home loans in Vadodara from economically weaker sections, middle income and low income groups can opt for Pradhan Mantri Awas Yojna (PMAY) scheme, part of the credit linked subsidy scheme (CLSS).
- You age can also play a role in the terms being offered to you